@font-face {
      font-family: 'Inter';
      src: url('fonts/inter-latin.woff2') format('woff2');
      font-weight: 300 600;
      font-style: normal;
      font-display: swap;
      unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
    }
    @font-face {
      font-family: 'Playfair Display';
      src: url('fonts/playfair-display-latin.woff2') format('woff2');
      font-weight: 400 700;
      font-style: normal;
      font-display: swap;
      unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
    }
  
    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

    :root {
      --dark:    #1c2331;
      --dark2:   #263043;
      --gold:    #c9a84c;
      --gold-lt: #e2c475;
      --cream:   #f7f4ef;
      --white:   #ffffff;
      --gray:    #6b7280;
      --gray-lt: #e5e7eb;
      --text:    #1f2937;
      --radius:  6px;
      --max:     1120px;
    }

    html { scroll-behavior: smooth; }

    body {
      font-family: 'Inter', sans-serif;
      color: var(--text);
      background: var(--white);
      font-size: 16px;
      line-height: 1.7;
    }

    /* ── NAV ── */
    nav {
      position: fixed; top: 0; left: 0; right: 0; z-index: 100;
      background: rgba(28, 35, 49, 0.96);
      backdrop-filter: blur(8px);
      border-bottom: 1px solid rgba(201, 168, 76, 0.2);
    }
    .nav-inner {
      max-width: var(--max); margin: 0 auto;
      padding: 0 2rem;
      display: flex; align-items: center; justify-content: space-between;
      height: 68px;
    }
    .nav-logo {
      display: flex;
      align-items: center;
      text-decoration: none;
      flex-shrink: 0;
    }
    .nav-logo svg { height: 40px; width: auto; }
    .nav-links { display: flex; gap: 1.5rem; list-style: none; }
    .nav-links a {
      color: rgba(255,255,255,0.75);
      text-decoration: none;
      font-size: 0.875rem;
      font-weight: 500;
      letter-spacing: 0.03em;
      transition: color 0.2s;
    }
    .nav-links a:hover { color: var(--gold); }
    .nav-cta {
      background: var(--gold);
      color: var(--dark) !important;
      padding: 0.5rem 1.2rem;
      border-radius: var(--radius);
      font-weight: 600 !important;
      transition: background 0.2s !important;
    }
    .nav-cta:hover { background: var(--gold-lt) !important; color: var(--dark) !important; }

    /* ── HERO ── */
    #hero {
      position: relative;
      min-height: 100vh;
      display: flex; align-items: stretch;
      background: var(--dark);
      overflow: hidden;
    }
    .hero-inner {
      position: relative; z-index: 1;
      width: 100%; max-width: var(--max); margin: 0 auto;
      display: grid;
      grid-template-columns: 1fr 340px;
      align-items: start;
      padding: 0 2rem;
    }
    .hero-left {
      padding: 6rem 3.5rem 4rem 0;
    }
    .hero-right {
      display: flex;
      align-items: flex-start;
      justify-content: center;
      padding-top: 9rem;
    }
    .hero-photo-wrap {
      position: relative;
      width: 260px;
      flex-shrink: 0;
    }
    /* Subtle gold glow behind photo */
    .hero-photo-wrap::before {
      content: '';
      position: absolute;
      inset: -12px;
      border-radius: 18px;
      background: radial-gradient(ellipse at center, rgba(201,168,76,0.18) 0%, transparent 70%);
      pointer-events: none;
    }
    .hero-photo {
      width: 100%;
      height: auto;
      display: block;
      border-radius: 14px;
      box-shadow: 0 20px 60px rgba(0,0,0,0.5);
    }
    /* Subtle dot pattern behind text */
    .hero-inner::before {
      content: '';
      position: absolute; inset: 0;
      background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23c9a84c' fill-opacity='0.035'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
      pointer-events: none;
    }
    .hero-eyebrow {
      display: inline-flex; align-items: center; gap: 0.6rem;
      color: var(--gold);
      font-size: 0.8rem;
      font-weight: 600;
      letter-spacing: 0.12em;
      text-transform: uppercase;
      margin-bottom: 1.25rem;
    }
    .hero-eyebrow::before {
      content: '';
      display: block; width: 28px; height: 1px;
      background: var(--gold);
    }
    h1 {
      font-family: 'Playfair Display', serif;
      font-size: clamp(2.2rem, 4vw, 3.4rem);
      font-weight: 700;
      color: var(--white);
      line-height: 1.2;
      margin-bottom: 1.25rem;
      letter-spacing: -0.01em;
    }
    h1 em { font-style: normal; color: var(--gold); }
    .hero-sub {
      color: rgba(255,255,255,0.65);
      font-size: 1.05rem;
      margin-bottom: 2rem;
      font-weight: 300;
      max-width: 480px;
    }
    .hero-actions { display: flex; gap: 1rem; flex-wrap: wrap; margin-bottom: 2.25rem; }
    .btn-primary {
      display: inline-block;
      background: var(--gold);
      color: var(--dark);
      padding: 0.875rem 2rem;
      border-radius: var(--radius);
      font-weight: 600;
      font-size: 0.95rem;
      text-decoration: none;
      letter-spacing: 0.02em;
      transition: background 0.2s, transform 0.15s;
      border: none; cursor: pointer;
    }
    .btn-primary:hover { background: var(--gold-lt); transform: translateY(-1px); }
    .btn-outline {
      display: inline-block;
      background: transparent;
      color: rgba(255,255,255,0.8);
      padding: 0.875rem 2rem;
      border-radius: var(--radius);
      font-weight: 500;
      font-size: 0.95rem;
      text-decoration: none;
      border: 1px solid rgba(255,255,255,0.22);
      transition: border-color 0.2s, color 0.2s;
    }
    .btn-outline:hover { border-color: var(--gold); color: var(--gold); }

    /* USP chips */
    .hero-usps {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 0.6rem;
      margin-bottom: 2.5rem;
    }
    .hero-usp {
      display: flex; align-items: flex-start; gap: 0.65rem;
      background: rgba(255,255,255,0.045);
      border: 1px solid rgba(255,255,255,0.09);
      border-radius: 8px;
      padding: 0.7rem 0.9rem;
      transition: background 0.2s, border-color 0.2s;
    }
    .hero-usp:hover {
      background: rgba(255,255,255,0.075);
      border-color: rgba(201,168,76,0.35);
    }
    .hero-usp-icon { font-size: 1rem; flex-shrink: 0; margin-top: 1px; }
    .hero-usp-text strong {
      display: block;
      font-size: 0.82rem;
      font-weight: 600;
      color: var(--white);
      line-height: 1.3;
    }
    .hero-usp-text span {
      font-size: 0.77rem;
      color: rgba(255,255,255,0.45);
      line-height: 1.3;
    }

    /* Stats bar */
    .hero-trust {
      display: flex; gap: 2rem; flex-wrap: wrap;
      padding-top: 2rem;
      border-top: 1px solid rgba(255,255,255,0.1);
    }
    .trust-item {
      display: flex; flex-direction: column;
      border-left: 2px solid var(--gold);
      padding-left: 0.85rem;
    }
    .trust-num {
      font-family: 'Playfair Display', serif;
      font-size: 1.6rem;
      color: var(--white);
      line-height: 1;
    }
    .trust-label {
      font-size: 0.775rem;
      color: rgba(255,255,255,0.45);
      margin-top: 0.2rem;
    }

    /* ── SECTIONS ── */
    section { padding: 3.5rem 2rem; }
    .container { max-width: var(--max); margin: 0 auto; }

    .section-eyebrow {
      display: inline-flex; align-items: center; gap: 0.6rem;
      color: var(--gold);
      font-size: 0.75rem;
      font-weight: 600;
      letter-spacing: 0.12em;
      text-transform: uppercase;
      margin-bottom: 0.75rem;
    }
    .section-eyebrow::before {
      content: '';
      display: block; width: 24px; height: 1px;
      background: var(--gold);
    }
    h2 {
      font-family: 'Playfair Display', serif;
      font-size: clamp(1.9rem, 3.5vw, 2.8rem);
      font-weight: 700;
      line-height: 1.25;
      letter-spacing: -0.01em;
      color: var(--dark);
      margin-bottom: 1rem;
    }
    h2 em { font-style: normal; color: var(--gold); }
    .lead {
      font-size: 1.05rem;
      color: var(--gray);
      max-width: 580px;
      font-weight: 300;
    }

    /* ── PAIN POINTS / USP ── */
    #usp { background: var(--cream); }
    .usp-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
      gap: 1.5rem;
      margin-top: 3rem;
    }
    .usp-card {
      background: var(--white);
      border-radius: 10px;
      padding: 2rem;
      border: 1px solid var(--gray-lt);
      transition: box-shadow 0.25s, transform 0.2s;
    }
    .usp-card:hover {
      box-shadow: 0 8px 32px rgba(28,35,49,0.1);
      transform: translateY(-2px);
    }
    .usp-icon {
      width: 48px; height: 48px;
      background: linear-gradient(135deg, var(--dark), var(--dark2));
      border-radius: 10px;
      display: flex; align-items: center; justify-content: center;
      margin-bottom: 1.25rem;
      font-size: 1.4rem;
    }
    .usp-card h3 {
      font-family: 'Playfair Display', serif;
      font-size: 1.2rem;
      font-weight: 600;
      color: var(--dark);
      margin-bottom: 0.5rem;
    }
    .usp-card p {
      font-size: 0.925rem;
      color: var(--gray);
      line-height: 1.65;
    }
    .usp-tag {
      display: inline-block;
      margin-top: 1rem;
      font-size: 0.75rem;
      font-weight: 600;
      color: var(--gold);
      letter-spacing: 0.05em;
    }

    /* ── ABOUT ── */
    #about { background: var(--white); }
    .about-grid {
      display: grid;
      grid-template-columns: 5fr 7fr;
      gap: 5rem;
      align-items: center;
      margin-top: 3rem;
    }
    .about-visual {
      position: relative;
      padding-bottom: 4.5rem;
    }
    /* Gold offset frame behind photo */
    .about-visual::before {
      content: '';
      position: absolute;
      top: 20px; left: -16px;
      right: 16px; bottom: 4rem;
      border: 2px solid var(--gold);
      border-radius: 14px;
      opacity: 0.35;
      pointer-events: none;
    }
    .about-photo {
      width: 100%;
      display: block;
      border-radius: 12px;
      object-fit: cover;
      object-position: center top;
      aspect-ratio: 3 / 4;
      position: relative;
      z-index: 1;
      box-shadow: 0 12px 48px rgba(28,35,49,0.18);
    }
    .about-quote-card {
      position: absolute;
      bottom: 0; left: 10%; right: -8%;
      background: var(--dark);
      border-radius: 10px;
      padding: 1.4rem 1.6rem;
      z-index: 2;
      box-shadow: 0 8px 32px rgba(28,35,49,0.25);
      border-left: 3px solid var(--gold);
    }
    .about-quote-card blockquote {
      font-family: 'Playfair Display', serif;
      font-size: 0.95rem;
      line-height: 1.55;
      color: rgba(255,255,255,0.88);
      font-style: italic;
    }
    .about-quote-card cite {
      display: block;
      margin-top: 0.65rem;
      font-style: normal;
      font-size: 0.75rem;
      color: var(--gold);
      font-weight: 600;
      letter-spacing: 0.04em;
    }
    .about-text h2 { margin-bottom: 1.25rem; }
    .about-text p { color: var(--gray); margin-bottom: 1rem; font-size: 0.975rem; }
    .about-list {
      list-style: none;
      margin-top: 1.5rem;
      display: flex;
      flex-direction: column;
      gap: 0.75rem;
    }
    .about-list li {
      display: flex; align-items: flex-start; gap: 0.75rem;
      font-size: 0.925rem;
      color: var(--text);
    }
    .about-list li::before {
      content: '';
      display: block;
      width: 18px; height: 18px;
      min-width: 18px;
      background: var(--gold);
      border-radius: 50%;
      margin-top: 2px;
      background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231c2331' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
      background-size: 11px;
      background-position: center;
      background-repeat: no-repeat;
    }

    .about-linkedin {
      display: inline-flex;
      align-items: center;
      gap: 0.6rem;
      margin-top: 1.75rem;
      color: #0A66C2;
      text-decoration: none;
      font-size: 0.875rem;
      font-weight: 500;
      transition: color 0.2s;
    }
    .about-linkedin:hover { color: #004182; }
    .about-linkedin svg { flex-shrink: 0; }

    /* ── SEARCH PROFILE ── */
    #profil { background: var(--dark); }
    #profil h2 { color: var(--white); }
    #profil .section-eyebrow { }
    #profil .lead { color: rgba(255,255,255,0.55); }
    .profil-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 1.5rem;
      margin-top: 3rem;
    }
    .profil-card {
      background: rgba(255,255,255,0.05);
      border: 1px solid rgba(201,168,76,0.2);
      border-radius: 12px;
      padding: 2.5rem;
      transition: background 0.2s, border-color 0.2s;
    }
    .profil-card:hover {
      background: rgba(255,255,255,0.08);
      border-color: rgba(201,168,76,0.4);
    }
    .profil-type {
      font-family: 'Playfair Display', serif;
      font-size: 1.5rem;
      color: var(--white);
      margin-bottom: 0.5rem;
    }
    .profil-desc {
      font-size: 0.875rem;
      color: rgba(255,255,255,0.45);
      margin-bottom: 1.75rem;
    }
    .profil-specs { display: flex; flex-direction: column; gap: 0.6rem; }
    .spec-row {
      display: flex; justify-content: space-between; align-items: center;
      font-size: 0.9rem;
      padding: 0.6rem 0;
      border-bottom: 1px solid rgba(255,255,255,0.07);
    }
    .spec-label { color: rgba(255,255,255,0.5); }
    .spec-value { color: var(--gold); font-weight: 600; }
    .profil-also {
      margin-top: 2.5rem;
      background: rgba(201,168,76,0.08);
      border: 1px solid rgba(201,168,76,0.25);
      border-radius: 8px;
      padding: 1.5rem;
      grid-column: 1 / -1;
    }
    .profil-also h3 {
      color: var(--gold);
      font-size: 0.8rem;
      font-weight: 600;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      margin-bottom: 0.75rem;
    }
    .profil-also p {
      color: rgba(255,255,255,0.6);
      font-size: 0.9rem;
    }
    .profil-also strong { color: rgba(255,255,255,0.85); }

    /* ── PROZESS ── */
    #prozess { background: var(--cream); }
    .prozess-steps {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 0;
      margin-top: 3.5rem;
      position: relative;
    }
    .prozess-steps::before {
      content: '';
      position: absolute;
      top: 3rem; left: calc(16.66% + 1.5rem); right: calc(16.66% + 1.5rem);
      height: 2px;
      background: linear-gradient(90deg, var(--gold), var(--gold));
    }
    .step {
      display: flex; flex-direction: column; align-items: center;
      text-align: center;
      padding: 0 1.5rem;
      position: relative;
    }
    .step-num {
      width: 60px; height: 60px;
      background: var(--dark);
      color: var(--gold);
      border-radius: 50%;
      display: flex; align-items: center; justify-content: center;
      font-family: 'Playfair Display', serif;
      font-size: 1.4rem;
      font-weight: 700;
      margin-bottom: 1.5rem;
      position: relative;
      z-index: 1;
      border: 3px solid var(--gold);
    }
    .step h3 {
      font-family: 'Playfair Display', serif;
      font-size: 1.2rem;
      color: var(--dark);
      margin-bottom: 0.75rem;
    }
    .step p { font-size: 0.9rem; color: var(--gray); line-height: 1.6; }
    .step-detail {
      margin-top: 0.75rem;
      font-size: 0.8rem;
      color: var(--gold);
      font-weight: 600;
    }

    /* ── UNTERLAGEN ── */
    #unterlagen { background: var(--white); }
    .unterlagen-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 4rem;
      align-items: center;
      margin-top: 3rem;
    }
    .unterlagen-list {
      list-style: none;
      display: flex;
      flex-direction: column;
      gap: 1rem;
    }
    .unterlagen-list li {
      display: flex; align-items: flex-start; gap: 1rem;
      background: var(--cream);
      border-radius: 8px;
      padding: 1rem 1.25rem;
      font-size: 0.9rem;
      color: var(--text);
      border-left: 3px solid var(--gold);
    }
    .unterlagen-list li strong { display: block; font-weight: 600; color: var(--dark); margin-bottom: 0.2rem; }
    .unterlagen-list li span { color: var(--gray); font-size: 0.85rem; }
    .unterlagen-icon { font-size: 1.3rem; margin-top: 0.1rem; }
    .unterlagen-text h2 { margin-bottom: 1rem; }
    .unterlagen-text .lead { margin-bottom: 1.5rem; }
    .unterlagen-text p { color: var(--gray); font-size: 0.95rem; margin-bottom: 1rem; }

    /* ── RECHNER ── */
    #rechner { background: var(--dark); }
    #rechner h2 { color: var(--white); }
    #rechner .lead { color: rgba(255,255,255,0.5); }

    .rechner-wrap { margin-top: 2.5rem; }

    /* Price slider area */
    .rechner-slider-wrap {
      background: rgba(255,255,255,0.05);
      border: 1px solid rgba(255,255,255,0.1);
      border-radius: 12px;
      padding: 2rem 2.5rem;
      margin-bottom: 1.5rem;
    }
    .rechner-slider-top {
      display: flex; justify-content: space-between; align-items: baseline;
      margin-bottom: 1.25rem;
    }
    .rechner-slider-label {
      font-size: 0.8rem;
      font-weight: 600;
      color: rgba(255,255,255,0.45);
      letter-spacing: 0.08em;
      text-transform: uppercase;
    }
    .rechner-price-display {
      font-family: 'Playfair Display', serif;
      font-size: 2.2rem;
      font-weight: 700;
      color: var(--gold);
      letter-spacing: -0.01em;
    }
    input[type=range] {
      -webkit-appearance: none;
      width: 100%; height: 5px;
      border-radius: 3px;
      outline: none;
      cursor: pointer;
      background: rgba(255,255,255,0.12);
      position: relative;
    }
    input[type=range]::-webkit-slider-thumb {
      -webkit-appearance: none;
      width: 26px; height: 26px;
      border-radius: 50%;
      background: var(--gold);
      cursor: pointer;
      box-shadow: 0 0 0 5px rgba(201,168,76,0.2);
      transition: box-shadow 0.2s;
    }
    input[type=range]::-webkit-slider-thumb:hover {
      box-shadow: 0 0 0 8px rgba(201,168,76,0.25);
    }
    input[type=range]::-moz-range-thumb {
      width: 26px; height: 26px;
      border-radius: 50%; border: none;
      background: var(--gold);
      cursor: pointer;
    }
    .rechner-range-labels {
      display: flex; justify-content: space-between;
      margin-top: 0.6rem;
      font-size: 0.75rem;
      color: rgba(255,255,255,0.3);
    }

    /* Options */
    .rechner-options {
      display: flex; gap: 1rem; flex-wrap: wrap;
      margin-bottom: 1.5rem;
    }
    .rechner-toggle {
      display: flex; align-items: center; gap: 0.6rem;
      background: rgba(255,255,255,0.05);
      border: 1px solid rgba(255,255,255,0.1);
      border-radius: 8px;
      padding: 0.6rem 1rem;
      cursor: pointer;
      transition: background 0.2s, border-color 0.2s;
      user-select: none;
    }
    .rechner-toggle:hover { background: rgba(255,255,255,0.08); }
    .rechner-toggle.active {
      background: rgba(201,168,76,0.1);
      border-color: rgba(201,168,76,0.4);
    }
    .rechner-toggle input { display: none; }
    .rechner-toggle-box {
      width: 18px; height: 18px; border-radius: 4px;
      border: 1.5px solid rgba(255,255,255,0.25);
      display: flex; align-items: center; justify-content: center;
      transition: background 0.2s, border-color 0.2s;
      flex-shrink: 0;
    }
    .rechner-toggle.active .rechner-toggle-box {
      background: var(--gold);
      border-color: var(--gold);
    }
    .rechner-toggle-box svg { display: none; width: 10px; height: 10px; stroke: var(--dark); }
    .rechner-toggle.active .rechner-toggle-box svg { display: block; }
    .rechner-toggle-label {
      font-size: 0.85rem;
      color: rgba(255,255,255,0.7);
    }
    .rechner-toggle-label strong { color: var(--white); font-weight: 600; }

    /* Comparison cards */
    .rechner-compare {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 1.25rem;
      margin-bottom: 1.25rem;
    }
    .rechner-card {
      border-radius: 12px;
      overflow: hidden;
    }
    .rechner-card-header {
      padding: 1rem 1.5rem;
      font-size: 0.8rem;
      font-weight: 700;
      letter-spacing: 0.07em;
      text-transform: uppercase;
    }
    .rechner-makler .rechner-card-header {
      background: rgba(255,255,255,0.07);
      color: rgba(255,255,255,0.6);
      border: 1px solid rgba(255,255,255,0.1);
      border-bottom: none;
    }
    .rechner-direkt .rechner-card-header {
      background: rgba(201,168,76,0.15);
      color: var(--gold);
      border: 1px solid rgba(201,168,76,0.3);
      border-bottom: none;
    }
    .rechner-card-body {
      padding: 0 1.5rem;
      border-left: 1px solid;
      border-right: 1px solid;
    }
    .rechner-makler .rechner-card-body { border-color: rgba(255,255,255,0.1); background: rgba(255,255,255,0.04); }
    .rechner-direkt .rechner-card-body { border-color: rgba(201,168,76,0.3); background: rgba(201,168,76,0.05); }
    .rechner-row {
      display: flex; justify-content: space-between; align-items: center;
      padding: 0.75rem 0;
      border-bottom: 1px solid rgba(255,255,255,0.06);
      font-size: 0.875rem;
    }
    .rechner-row:last-child { border-bottom: none; }
    .rechner-row .row-label { color: rgba(255,255,255,0.55); }
    .rechner-row .row-val { font-weight: 600; color: var(--white); }
    .rechner-row .row-val.negative { color: #f87171; }
    .rechner-row .row-val.zero { color: #4ade80; }
    .rechner-row .row-val.muted { color: rgba(255,255,255,0.4); font-weight: 400; font-size: 0.8rem; }
    .rechner-card-footer {
      padding: 1rem 1.5rem;
      display: flex; justify-content: space-between; align-items: center;
      border: 1px solid;
      border-top: none;
      border-radius: 0 0 12px 12px;
    }
    .rechner-makler .rechner-card-footer {
      background: rgba(255,255,255,0.07);
      border-color: rgba(255,255,255,0.1);
    }
    .rechner-direkt .rechner-card-footer {
      background: rgba(201,168,76,0.15);
      border-color: rgba(201,168,76,0.3);
    }
    .rechner-card-footer .footer-label {
      font-size: 0.78rem;
      font-weight: 600;
      letter-spacing: 0.06em;
      text-transform: uppercase;
      color: rgba(255,255,255,0.5);
    }
    .rechner-direkt .rechner-card-footer .footer-label { color: rgba(201,168,76,0.8); }
    .rechner-card-footer .footer-val {
      font-family: 'Playfair Display', serif;
      font-size: 1.5rem;
      font-weight: 700;
      color: var(--white);
    }
    .rechner-direkt .rechner-card-footer .footer-val { color: var(--gold); }

    /* Ersparnis Banner */
    .rechner-ersparnis {
      background: var(--gold);
      border-radius: 12px;
      padding: 1.5rem 2rem;
      display: flex;
      justify-content: space-between;
      align-items: center;
      gap: 1rem;
    }
    .rechner-ersparnis-label {
      font-size: 0.95rem;
      font-weight: 600;
      color: var(--dark);
    }
    .rechner-ersparnis-label span {
      display: block;
      font-size: 0.775rem;
      font-weight: 400;
      color: rgba(28,35,49,0.65);
      margin-top: 0.2rem;
    }
    .rechner-ersparnis-val {
      font-family: 'Playfair Display', serif;
      font-size: 2.4rem;
      font-weight: 700;
      color: var(--dark);
      white-space: nowrap;
    }
    .rechner-cta {
      text-align: center;
      margin-top: 1.5rem;
      font-size: 0.875rem;
      color: rgba(255,255,255,0.4);
    }
    .rechner-cta a { color: var(--gold); text-decoration: none; }
    .rechner-cta a:hover { text-decoration: underline; }

    @media (max-width: 640px) {
      .rechner-compare { grid-template-columns: 1fr; }
      .rechner-ersparnis { flex-direction: column; text-align: center; }
    }

    /* ── FAQ ── */
    #faq { background: var(--cream); }
    .faq-grid {
      display: flex;
      flex-direction: column;
      gap: 1px;
      margin-top: 3rem;
      background: var(--gray-lt);
      border-radius: 12px;
      overflow: hidden;
      border: 1px solid var(--gray-lt);
      max-width: 780px;
    }
    .faq-item {
      background: var(--white);
      padding: 0;
    }
    .faq-btn {
      width: 100%;
      text-align: left;
      background: none;
      border: none;
      padding: 1.5rem 1.75rem;
      cursor: pointer;
      display: flex;
      align-items: flex-start;
      justify-content: space-between;
      gap: 1rem;
    }
    .faq-btn:hover { background: rgba(201,168,76,0.04); }
    .faq-question {
      font-family: 'Playfair Display', serif;
      font-size: 1rem;
      font-weight: 600;
      color: var(--dark);
      line-height: 1.4;
    }
    .faq-icon {
      width: 22px; height: 22px; min-width: 22px;
      border-radius: 50%;
      background: var(--dark);
      display: flex; align-items: center; justify-content: center;
      margin-top: 1px;
      transition: background 0.2s, transform 0.3s;
    }
    .faq-icon svg { width: 10px; height: 10px; stroke: var(--gold); }
    .faq-item.open .faq-icon {
      background: var(--gold);
      transform: rotate(45deg);
    }
    .faq-item.open .faq-icon svg { stroke: var(--dark); }
    .faq-answer {
      max-height: 0;
      overflow: hidden;
      transition: max-height 0.35s ease, padding 0.2s;
      padding: 0 1.75rem;
    }
    .faq-item.open .faq-answer {
      max-height: 400px;
      padding-bottom: 1.5rem;
    }
    .faq-answer p {
      font-size: 0.925rem;
      color: var(--gray);
      line-height: 1.7;
    }
    .faq-answer strong { color: var(--dark); }

    /* ── KONTAKT ── */
    #kontakt { background: var(--dark); }
    #kontakt h2 { color: var(--white); }
    #kontakt .lead { color: rgba(255,255,255,0.55); max-width: 520px; }
    .kontakt-grid {
      display: grid;
      grid-template-columns: 1fr 1.4fr;
      gap: 4rem;
      margin-top: 3.5rem;
      align-items: start;
    }
    .kontakt-info h3 {
      font-family: 'Playfair Display', serif;
      font-size: 1.4rem;
      color: var(--white);
      margin-bottom: 1.25rem;
    }
    .kontakt-info p {
      color: rgba(255,255,255,0.55);
      font-size: 0.925rem;
      margin-bottom: 2rem;
    }
    .kontakt-detail {
      display: flex; flex-direction: column; gap: 1rem;
    }
    .kontakt-item {
      display: flex; gap: 1rem; align-items: flex-start;
    }
    .k-icon {
      width: 40px; height: 40px; min-width: 40px;
      background: rgba(201,168,76,0.12);
      border: 1px solid rgba(201,168,76,0.25);
      border-radius: 8px;
      display: flex; align-items: center; justify-content: center;
      font-size: 1rem;
    }
    .k-label {
      font-size: 0.75rem;
      color: rgba(255,255,255,0.4);
      text-transform: uppercase;
      letter-spacing: 0.08em;
      font-weight: 600;
    }
    .k-value {
      font-size: 0.95rem;
      color: var(--white);
      font-weight: 500;
      margin-top: 0.15rem;
    }
    .k-value a { color: var(--gold); text-decoration: none; }
    .k-value a:hover { text-decoration: underline; }

    /* Form */
    form { display: flex; flex-direction: column; gap: 1rem; }
    .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
    .form-group { display: flex; flex-direction: column; gap: 0.4rem; }
    label {
      font-size: 0.8rem;
      color: rgba(255,255,255,0.55);
      font-weight: 500;
      letter-spacing: 0.04em;
    }
    input, textarea, select {
      background: rgba(255,255,255,0.06);
      border: 1px solid rgba(255,255,255,0.15);
      border-radius: var(--radius);
      padding: 0.75rem 1rem;
      color: var(--white);
      font-family: 'Inter', sans-serif;
      font-size: 0.925rem;
      transition: border-color 0.2s, background 0.2s;
      outline: none;
      width: 100%;
    }
    input:focus, textarea:focus, select:focus {
      border-color: var(--gold);
      background: rgba(255,255,255,0.09);
    }
    input::placeholder, textarea::placeholder {
      color: rgba(255,255,255,0.25);
    }
    select option { background: var(--dark2); color: var(--white); }
    textarea { min-height: 120px; resize: vertical; }
    .form-hint {
      font-size: 0.78rem;
      color: rgba(255,255,255,0.3);
      margin-top: 0.25rem;
    }
    .form-submit {
      display: flex; align-items: center; justify-content: space-between;
      flex-wrap: wrap; gap: 1rem;
      margin-top: 0.5rem;
    }
    .form-submit .btn-primary { font-size: 0.95rem; padding: 0.875rem 2rem; }
    .form-privacy {
      font-size: 0.78rem;
      color: rgba(255,255,255,0.3);
    }

    /* ── SCROLL REVEAL ── */
    .reveal {
      opacity: 0;
      transform: translateY(32px);
      transition: opacity 0.65s ease, transform 0.65s ease;
    }
    .reveal.visible { opacity: 1; transform: none; }
    .reveal-delay-1 { transition-delay: 0.1s; }
    .reveal-delay-2 { transition-delay: 0.2s; }
    .reveal-delay-3 { transition-delay: 0.3s; }
    .reveal-delay-4 { transition-delay: 0.4s; }
    .reveal-delay-5 { transition-delay: 0.5s; }
    .reveal-delay-6 { transition-delay: 0.6s; }

    /* ── A11Y HELPER ── */
    .visually-hidden {
      position: absolute;
      width: 1px; height: 1px;
      margin: -1px; padding: 0;
      overflow: hidden;
      clip: rect(0 0 0 0);
      white-space: nowrap;
      border: 0;
    }

    /* ── LEBENSSITUATIONEN ── */
    #situationen { background: var(--cream); }
    .sit-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 1.25rem;
      margin-top: 3rem;
    }
    .sit-card {
      background: var(--white);
      border: 1px solid var(--gray-lt);
      border-radius: 12px;
      padding: 1.75rem;
      transition: border-color 0.25s, transform 0.25s, box-shadow 0.25s;
    }
    .sit-card:hover {
      border-color: rgba(201,168,76,0.45);
      transform: translateY(-3px);
      box-shadow: 0 8px 24px rgba(28,35,49,0.07);
    }
    .sit-icon { font-size: 1.5rem; display: block; margin-bottom: 0.9rem; }
    .sit-card h3 {
      font-family: 'Playfair Display', serif;
      font-size: 1.125rem;
      color: var(--dark);
      margin-bottom: 0.6rem;
      font-weight: 700;
    }
    .sit-card p { font-size: 0.9rem; color: var(--gray); line-height: 1.7; }
    .sit-card p + p { margin-top: 0.7rem; }
    .sit-card strong { color: var(--text); font-weight: 600; }

    /* ── WERTEINSCHÄTZUNG ── */
    #wert { background: var(--white); }
    .wert-box {
      background: linear-gradient(135deg, var(--dark), var(--dark2));
      border-radius: 14px;
      padding: 3rem;
      display: grid;
      grid-template-columns: 1.05fr 0.95fr;
      gap: 2.5rem;
      align-items: center;
    }
    .wert-box h2 { color: var(--white); margin-bottom: 0.9rem; }
    .wert-box .section-eyebrow { color: var(--gold-lt); }
    .wert-text p { color: rgba(255,255,255,0.72); font-size: 0.95rem; }
    .wert-points { list-style: none; margin-top: 1.5rem; display: grid; gap: 0.7rem; }
    .wert-points li {
      font-size: 0.875rem;
      color: rgba(255,255,255,0.85);
      padding-left: 1.6rem;
      position: relative;
    }
    .wert-points li::before {
      content: "✓";
      position: absolute; left: 0;
      color: var(--gold);
      font-weight: 700;
    }
    .wert-form { display: grid; gap: 0.85rem; }
    .wert-form input, .wert-form select {
      width: 100%;
      padding: 0.85rem 1rem;
      border-radius: var(--radius);
      border: 1px solid rgba(255,255,255,0.16);
      background: rgba(255,255,255,0.07);
      color: var(--white);
      font-family: inherit;
      font-size: 0.9rem;
    }
    .wert-form input::placeholder { color: rgba(255,255,255,0.4); }
    .wert-form input:focus, .wert-form select:focus {
      outline: none;
      border-color: var(--gold);
      background: rgba(255,255,255,0.1);
    }
    .wert-form select option { background: var(--dark2); color: var(--white); }
    .wert-form button {
      padding: 0.95rem 1rem;
      border: none;
      border-radius: var(--radius);
      background: var(--gold);
      color: var(--dark);
      font-family: inherit;
      font-weight: 600;
      font-size: 0.925rem;
      cursor: pointer;
      transition: background 0.25s;
    }
    .wert-form button:hover { background: var(--gold-lt); }
    .wert-note { font-size: 0.775rem; color: rgba(255,255,255,0.45); line-height: 1.6; }

    /* ── VERLÄSSLICHKEIT / FAKTEN ── */
    .trust-facts {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 1rem;
      margin-top: 2.5rem;
    }
    .fact-item {
      background: rgba(255,255,255,0.05);
      border: 1px solid rgba(255,255,255,0.09);
      border-radius: 10px;
      padding: 1.4rem;
    }
    .fact-item strong {
      display: block;
      font-size: 0.875rem;
      color: var(--gold);
      font-weight: 600;
      margin-bottom: 0.4rem;
    }
    .fact-item span { font-size: 0.825rem; color: rgba(255,255,255,0.6); line-height: 1.6; }

    /* ── RESPONSIVE: neue Sektionen ── */
    @media (max-width: 900px) {
      .sit-grid { grid-template-columns: repeat(2, 1fr); }
      .testi-grid { grid-template-columns: repeat(2, 1fr); }
      .trust-facts { grid-template-columns: repeat(2, 1fr); }
      .wert-box { grid-template-columns: 1fr; padding: 2.25rem; }
    }
    @media (max-width: 640px) {
      .sit-grid { grid-template-columns: 1fr; }
      .testi-grid { grid-template-columns: 1fr; }
      .trust-facts { grid-template-columns: 1fr; }
      .wert-box { padding: 1.75rem; }
    }


    /* ── MARKTDATEN ── */
    #markt { background: var(--cream); }
    .markt-wrap { overflow-x: auto; margin-top: 2.5rem; }
    .markt-table {
      width: 100%;
      min-width: 520px;
      border-collapse: collapse;
      font-size: 0.925rem;
      background: var(--white);
      border-radius: 10px;
      overflow: hidden;
    }
    .markt-table th, .markt-table td {
      padding: 0.9rem 1.1rem;
      text-align: left;
      border-bottom: 1px solid var(--gray-lt);
    }
    .markt-table thead th {
      font-size: 0.7rem;
      text-transform: uppercase;
      letter-spacing: 0.08em;
      color: var(--gray);
      font-weight: 600;
      background: var(--cream);
    }
    .markt-table td.num, .markt-table th.num {
      text-align: right;
      font-variant-numeric: tabular-nums;
    }
    .markt-table tbody tr:last-child td { border-bottom: none; }
    .markt-table tr.is-local td {
      background: rgba(201, 168, 76, 0.09);
      font-weight: 600;
      color: var(--dark);
    }
    .markt-delta { font-size: 0.8rem; color: var(--gray); font-weight: 400; }
    .markt-delta.up { color: #16a34a; }
    .markt-delta.down { color: #b45309; }
    .markt-source {
      margin-top: 1rem;
      font-size: 0.775rem;
      color: var(--gray);
      line-height: 1.6;
    }
    .markt-takeaway {
      margin-top: 2rem;
      padding: 1.5rem 1.75rem;
      background: var(--white);
      border-left: 3px solid var(--gold);
      border-radius: 0 8px 8px 0;
      font-size: 0.95rem;
      color: var(--text);
      max-width: 68ch;
    }
    .markt-takeaway strong { color: var(--dark); }

    /* ── LOKALER RECHNER: Objektart-Umschalter ── */
    .typ-switch { display: flex; gap: 0.6rem; margin-bottom: 1.75rem; flex-wrap: wrap; }
    .typ-btn {
      padding: 0.6rem 1.15rem;
      border-radius: 999px;
      border: 1px solid rgba(255,255,255,0.18);
      background: transparent;
      color: rgba(255,255,255,0.65);
      font-family: inherit;
      font-size: 0.85rem;
      font-weight: 500;
      cursor: pointer;
      transition: all 0.2s;
    }
    .typ-btn:hover { border-color: rgba(201,168,76,0.5); color: var(--white); }
    .typ-btn.active {
      background: var(--gold);
      border-color: var(--gold);
      color: var(--dark);
      font-weight: 600;
    }
    .spanne-note {
      margin-top: 0.6rem;
      font-size: 0.8rem;
      color: rgba(255,255,255,0.5);
    }


    /* ── KENNZAHLEN (Faktor-Rechner) ── */
    .kennzahl-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 1rem;
      margin: 1.75rem 0 2rem;
    }
    .kennzahl {
      background: rgba(255,255,255,0.05);
      border: 1px solid rgba(255,255,255,0.09);
      border-radius: 10px;
      padding: 1.25rem 1.4rem;
      text-align: center;
    }
    .kennzahl-val {
      display: block;
      font-family: 'Playfair Display', serif;
      font-size: 1.55rem;
      font-weight: 700;
      color: var(--gold);
      line-height: 1.2;
      font-variant-numeric: tabular-nums;
    }
    .kennzahl-label {
      display: block;
      margin-top: 0.35rem;
      font-size: 0.75rem;
      letter-spacing: 0.06em;
      text-transform: uppercase;
      color: rgba(255,255,255,0.5);
    }
    .kennzahl.is-main { background: rgba(201,168,76,0.1); border-color: rgba(201,168,76,0.32); }
    .faktor-band {
      margin-top: 0.6rem;
      font-size: 0.8rem;
      color: rgba(255,255,255,0.5);
      line-height: 1.6;
    }
    .faktor-band strong { color: rgba(255,255,255,0.8); }
    .faktor-hinweis { font-weight: 600; }
    .faktor-hinweis.ok   { color: #86efac; }
    .faktor-hinweis.hoch { color: #fbbf24; }
    .faktor-hinweis.tief { color: #93c5fd; }

    @media (max-width: 640px) {
      .kennzahl-grid { grid-template-columns: 1fr; }
      .kennzahl-val { font-size: 1.35rem; }
    }


    /* ── ZINSMECHANIK ── */
    #zinsen { background: var(--white); }
    .zins-lead { max-width: 68ch; }
    .zins-merksatz {
      margin-top: 2.25rem;
      padding: 1.6rem 1.9rem;
      background: linear-gradient(135deg, var(--dark), var(--dark2));
      border-radius: 10px;
      color: rgba(255,255,255,0.85);
      font-size: 1.02rem;
      line-height: 1.7;
      max-width: 72ch;
    }
    .zins-merksatz strong { color: var(--gold-lt); }
    .zins-fazit {
      margin-top: 2rem;
      font-size: 0.95rem;
      color: var(--gray);
      max-width: 68ch;
    }
    .zins-fazit strong { color: var(--dark); }
    .spread-zeile {
      margin-top: 0.6rem;
      font-size: 0.8rem;
      color: rgba(255,255,255,0.5);
      line-height: 1.7;
    }
    .spread-zeile strong { color: rgba(255,255,255,0.8); }


    /* ── ANNAHMEN-BLOCK (Faktor-Rechner) ── */
    .kennzahl-grid.vier { grid-template-columns: repeat(4, 1fr); }
    .annahmen {
      display: flex;
      flex-wrap: wrap;
      gap: 1.25rem 2rem;
      margin-top: 1.75rem;
      padding: 1.25rem 1.5rem;
      background: rgba(255,255,255,0.04);
      border: 1px solid rgba(255,255,255,0.08);
      border-radius: 10px;
    }
    .annahme { display: flex; align-items: center; gap: 0.6rem; }
    .annahme label {
      font-size: 0.825rem;
      color: rgba(255,255,255,0.6);
      white-space: nowrap;
    }
    .annahme input {
      width: 72px;
      padding: 0.45rem 0.6rem;
      border-radius: var(--radius);
      border: 1px solid rgba(255,255,255,0.16);
      background: rgba(255,255,255,0.07);
      color: var(--white);
      font-family: inherit;
      font-size: 0.85rem;
      text-align: right;
      font-variant-numeric: tabular-nums;
    }
    .annahme input:focus { outline: none; border-color: var(--gold); }
    .annahmen-note {
      width: 100%;
      font-size: 0.75rem;
      color: rgba(255,255,255,0.4);
      line-height: 1.6;
    }
    .kennzahl-val.neg { color: #f87171; }
    .kennzahl-val.pos { color: #86efac; }

    @media (max-width: 900px) {
      .kennzahl-grid.vier { grid-template-columns: repeat(2, 1fr); }
    }
    @media (max-width: 640px) {
      .kennzahl-grid.vier { grid-template-columns: 1fr; }
    }


    /* ── NETTO-ERLÖS ── */
    #netto { background: var(--dark); }
    #netto h2 { color: var(--white); }
    #netto .lead { color: rgba(255,255,255,0.55); }
    #netto .section-eyebrow { color: var(--gold-lt); }
    .netto-hinweis {
      margin-top: 1.5rem;
      padding: 1rem 1.25rem;
      border-radius: 8px;
      font-size: 0.875rem;
      line-height: 1.7;
      border-left: 3px solid var(--gold);
      background: rgba(201,168,76,0.09);
      color: rgba(255,255,255,0.78);
    }
    .netto-hinweis strong { color: var(--gold-lt); }
    .netto-hinweis.frei { border-left-color: #4ade80; background: rgba(74,222,128,0.09); }
    .netto-hinweis.frei strong { color: #86efac; }
    .rechner-card.netto-zufluss { border-color: rgba(201,168,76,0.4); }
    .rechner-card.netto-zufluss .rechner-card-header { color: var(--gold-lt); }
    .row-val.summe { color: var(--white); font-weight: 600; }
    .netto-formel {
      margin-top: 0.9rem;
      font-size: 0.775rem;
      color: rgba(255,255,255,0.4);
      line-height: 1.7;
    }


    /* ── INLINE-LINKS IM FLIESSTEXT ──────────────────────────────
       Kein Browser-Blau: Textfarbe bleibt, Gold nur als Unterstrich.
       Auf Hover faerbt sich der Text, der Strich wird kraeftiger.   */
    main p a,
    main li a,
    main .markt-takeaway a,
    main .zins-fazit a,
    main .markt-source a,
    main .netto-formel a,
    main .annahmen-note a,
    main .spread-zeile a,
    main .faktor-band a,
    main .netto-hinweis a {
      color: inherit;
      text-decoration: none;
      border-bottom: 1px solid rgba(201, 168, 76, 0.55);
      padding-bottom: 1px;
      transition: color 0.2s, border-color 0.2s, border-width 0.2s;
    }
    main p a:hover,
    main li a:hover,
    main .markt-takeaway a:hover,
    main .zins-fazit a:hover,
    main .markt-source a:hover,
    main .netto-formel a:hover,
    main .annahmen-note a:hover,
    main .spread-zeile a:hover,
    main .faktor-band a:hover,
    main .netto-hinweis a:hover {
      color: var(--gold);
      border-bottom-color: var(--gold);
    }
    /* Auf dunklem Grund das hellere Gold, sonst zu wenig Kontrast */
    #netto a:hover,
    #kontakt a:hover,
    .rechner-wrap a:hover,
    .zins-merksatz a:hover,
    #testimonials a:hover {
      color: var(--gold-lt);
      border-bottom-color: var(--gold-lt);
    }
    main p a:focus-visible,
    main li a:focus-visible {
      outline: 2px solid var(--gold);
      outline-offset: 3px;
      border-radius: 2px;
    }

    /* Verlinkte Kartenueberschrift: kein Unterstrich, nur Farbwechsel */
    .card-link {
      color: inherit;
      text-decoration: none;
      transition: color 0.2s;
    }
    .card-link:hover { color: var(--gold); }

    /* Weiterfuehrender Verweis am Kartenfuss */
    .more-link {
      display: inline-block;
      font-size: 0.875rem;
      font-weight: 600;
      color: var(--gold);
      text-decoration: none;
      border-bottom: 1px solid transparent;
      transition: border-color 0.2s, transform 0.2s;
    }
    .more-link:hover { border-bottom-color: var(--gold); }

    /* ── TESTIMONIALS ── */
    #testimonials { background: var(--dark); }
    #testimonials h2 { color: var(--white); }
    #testimonials .lead { color: rgba(255,255,255,0.5); }
    .testi-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 1.25rem;
      margin-top: 3rem;
    }
    .testi-card {
      background: rgba(255,255,255,0.05);
      border: 1px solid rgba(255,255,255,0.09);
      border-radius: 12px;
      padding: 1.75rem;
      display: flex;
      flex-direction: column;
      transition: background 0.25s, border-color 0.25s, transform 0.25s;
    }
    .testi-card:hover {
      background: rgba(255,255,255,0.085);
      border-color: rgba(201,168,76,0.3);
      transform: translateY(-3px);
    }
    .testi-card.featured {
      border-color: rgba(201,168,76,0.35);
      background: rgba(201,168,76,0.07);
    }
    .testi-quote-mark {
      font-family: 'Playfair Display', serif;
      font-size: 3.5rem;
      color: var(--gold);
      line-height: 0.6;
      margin-bottom: 1rem;
      opacity: 0.7;
    }
    .testi-text {
      font-size: 0.925rem;
      color: rgba(255,255,255,0.8);
      line-height: 1.7;
      flex: 1;
      font-style: italic;
    }
    .testi-footer {
      margin-top: 1.25rem;
      padding-top: 1rem;
      border-top: 1px solid rgba(255,255,255,0.08);
      display: flex;
      align-items: center;
      gap: 0.75rem;
    }
    .testi-avatar {
      width: 38px; height: 38px;
      border-radius: 50%;
      background: linear-gradient(135deg, var(--dark2), var(--gold));
      display: flex; align-items: center; justify-content: center;
      font-family: 'Playfair Display', serif;
      font-size: 0.95rem;
      color: var(--white);
      font-weight: 700;
      flex-shrink: 0;
    }
    .testi-avatar.broker { background: linear-gradient(135deg, #374151, #6b7280); }
    .testi-meta strong {
      display: block;
      font-size: 0.825rem;
      color: var(--white);
      font-weight: 600;
    }
    .testi-meta span {
      font-size: 0.775rem;
      color: rgba(255,255,255,0.4);
    }
    .testi-situation {
      display: inline-block;
      font-size: 0.7rem;
      font-weight: 600;
      letter-spacing: 0.08em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 0.6rem;
    }

    /* ── VEEDEL-TAGS (Suchprofil) ── */
    .veedel-tags {
      display: flex;
      flex-wrap: wrap;
      gap: 0.5rem;
      margin-top: 1.5rem;
    }
    .veedel-tag {
      font-size: 0.775rem;
      font-weight: 500;
      color: rgba(255,255,255,0.6);
      background: rgba(255,255,255,0.06);
      border: 1px solid rgba(255,255,255,0.1);
      border-radius: 20px;
      padding: 0.3rem 0.85rem;
      transition: background 0.2s, color 0.2s, border-color 0.2s;
      cursor: default;
    }
    .veedel-tag:hover {
      background: rgba(201,168,76,0.12);
      color: var(--gold);
      border-color: rgba(201,168,76,0.35);
    }

    /* ── FOOTER ── */
    footer {
      background: #111827;
      color: rgba(255,255,255,0.4);
      text-align: center;
      padding: 2rem;
      font-size: 0.825rem;
    }
    footer a { color: rgba(255,255,255,0.7); text-decoration: underline; }
    footer a:hover { color: var(--gold); }
    .footer-sep { margin: 0 0.75rem; }

    /* ── BACK TO TOP ── */
    .back-to-top {
      position: fixed; bottom: 2rem; right: 2rem; z-index: 50;
      width: 44px; height: 44px;
      background: var(--gold);
      border-radius: 50%;
      display: flex; align-items: center; justify-content: center;
      color: var(--dark);
      text-decoration: none;
      box-shadow: 0 4px 16px rgba(201,168,76,0.4);
      opacity: 0; pointer-events: none;
      transition: opacity 0.3s;
    }
    .back-to-top.visible { opacity: 1; pointer-events: auto; }
    .back-to-top svg { width: 18px; height: 18px; }

    /* ── HAMBURGER ── */
    .nav-hamburger {
      display: none;
      flex-direction: column;
      justify-content: center;
      gap: 5px;
      cursor: pointer;
      background: none;
      border: none;
      padding: 0.4rem;
    }
    .nav-hamburger span {
      display: block;
      width: 24px; height: 2px;
      background: rgba(255,255,255,0.85);
      border-radius: 2px;
      transition: transform 0.3s, opacity 0.2s;
    }
    .nav-hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
    .nav-hamburger.open span:nth-child(2) { opacity: 0; }
    .nav-hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

    .mobile-menu {
      display: none;
      position: fixed;
      top: 68px; left: 0; right: 0; z-index: 99;
      background: rgba(22,28,40,0.98);
      backdrop-filter: blur(10px);
      border-bottom: 1px solid rgba(201,168,76,0.2);
      padding: 1.25rem 2rem 1.75rem;
      flex-direction: column;
      gap: 0;
      transform: translateY(-8px);
      opacity: 0;
      transition: opacity 0.25s, transform 0.25s;
      pointer-events: none;
    }
    .mobile-menu.open {
      opacity: 1;
      transform: translateY(0);
      pointer-events: auto;
    }
    .mobile-menu a {
      color: rgba(255,255,255,0.75);
      text-decoration: none;
      font-size: 1rem;
      font-weight: 500;
      padding: 0.85rem 0;
      border-bottom: 1px solid rgba(255,255,255,0.07);
      display: block;
      transition: color 0.2s;
    }
    .mobile-menu a:hover { color: var(--gold); }
    .mobile-menu a:last-child { border-bottom: none; }
    .mobile-menu-cta {
      margin-top: 1rem;
      display: block;
      background: var(--gold);
      color: var(--dark) !important;
      text-align: center;
      border-radius: var(--radius);
      padding: 0.875rem;
      font-weight: 700 !important;
      font-size: 0.95rem !important;
    }

    /* ── RESPONSIVE ── */
    @media (max-width: 900px) {
      .nav-links { display: none; }
      .nav-hamburger { display: flex; }
      .mobile-menu { display: flex; }

      /* Hero */
      .hero-inner { grid-template-columns: 1fr; }
      .hero-left { padding: 5.5rem 1.25rem 2rem; }
      .hero-right { padding: 0 1.25rem 2.5rem; justify-content: flex-start; }
      .hero-photo-wrap { width: 200px; }
      .hero-usps { grid-template-columns: 1fr 1fr; }

      /* About */
      .about-grid, .unterlagen-grid, .kontakt-grid { grid-template-columns: 1fr; gap: 2.5rem; }
      .about-visual { padding-bottom: 5rem; }
      .about-visual::before { left: 0; right: 0; }
      .about-quote-card { left: 0; right: 0; }
      .about-photo { aspect-ratio: 4 / 3; object-position: center 15%; }

      /* Profil */
      .profil-grid { grid-template-columns: 1fr; }
      .profil-also { grid-column: auto !important; }

      /* Prozess */
      .prozess-steps { grid-template-columns: 1fr; gap: 2rem; }
      .prozess-steps::before { display: none; }

      /* Rechner */
      .rechner-compare { grid-template-columns: 1fr; }
      .rechner-slider-top { flex-direction: column; gap: 0.25rem; }
      .rechner-ersparnis { flex-direction: column; text-align: center; }

      /* Kontakt */
      .form-row { grid-template-columns: 1fr; }
    }

    @media (max-width: 560px) {
      section { padding: 2.5rem 1.25rem; }
      .hero-trust { gap: 1.25rem; flex-wrap: wrap; }
      .hero-usps { grid-template-columns: 1fr; }
      .nav-logo svg { height: 32px; }
      .rechner-price-display { font-size: 1.6rem; }
      .rechner-ersparnis-val { font-size: 1.8rem; }
      .rechner-options { flex-direction: column; }
      h1 { font-size: clamp(1.9rem, 8vw, 3.4rem); }
    }